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KudiAI Track Blog & Insights
Plain answers to the money and business questions Nigerian traders, artisans and savings collectors ask most: profit, records, tax, registration, savings and getting paid.
- How to Calculate Profit in Your Business (With Naira Examples): To calculate profit, take away the cost of the goods you sold, then expenses like rent and transport. Gross vs net profit, margin and markup in Naira.
- Tax for Small Businesses in Nigeria in 2026: What the New Law Means: From January 2026, small companies pay 0% company tax and individuals pay 0% on their first ₦800,000. See what Nigeria's new tax law means for traders and SMEs.
- How to Register a Business Name with CAC in 2026: Cost and Steps: Registering a business name with CAC costs ₦21,000 in official fees in 2026. See the documents you need, each step on the CAC portal and annual return rules.
- Simple Bookkeeping for Small Businesses in Nigeria: Keep five simple records: sales, expenses, stock, who owes you and what you owe. A 5-minute daily routine, tax record rules, and notebook vs app.
- How Ajo and Esusu Work, and How to Run One Without Disputes: Ajo and Esusu are Nigerian group savings: a daily collector card or a rotating pot. How each works, what collectors charge and how to avoid disputes.
- How to Set Your Prices When Costs Keep Rising in Nigeria: How to price products when costs keep rising in Nigeria: cost-plus pricing, markup vs margin, break-even and ways to raise prices without losing customers.
- How to Sell on Credit and Get Paid Back Without Losing Customers: Give credit only to customers you know, set a limit and due date, write it down the same day and remind politely. With message scripts and a worked example.
- How to Start a POS Business in Nigeria: Costs, Charges and Records: How to start a POS business in Nigeria: terminal and float costs, what agents charge, the CBN rules for 2026, a daily profit example and simple record keeping.