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KudiAI Track: The money app built for Nigerian businesses.
Record sales and see your real profit, manage stock and debts, get paid into your own account number, pay bills and run Ajo savings. In English, Pidgin, Hausa, Igbo or Yoruba.
KudiAI Track is a business, savings and payments app for Nigerian small businesses, made by Amaya & Co. Technologies. Business owners record sales and expenses, see real profit, manage stock and debts, send invoices, get paid into their own wallet account number and pay bills. Ajo and Esusu collectors run digital savings cards and rotations, and their savers get their own portal and wallet. Staff and branches get their own logins. Every receipt carries a QR code anyone can verify at kudiai.app/verify.
Everything in one app
- Sales & real profit: Record a sale by voice or tap. Cost price is saved with every sale, so your profit is real.
- Stock & inventory: Low-stock alerts before the shelf runs empty, with stock value worked out for you.
- Credit & invoices: Track who owes you, send WhatsApp reminders and share invoices with VAT as PDF.
- Business wallet: Your own account number. Get paid by transfer and send to any Nigerian bank.
- Bills & recharge: Airtime, data, electricity, cable TV, exam PINs, and printed recharge vouchers.
- Ajo & Esusu: Digital savings cards, rotations and statements your savers can check themselves.
- Proof, not promises: Every receipt carries a QR code anyone can verify at kudiai.app/verify.
- AI daily brief: A short summary of yesterday's business every morning, and an assistant you can ask.
- Staff & branches: Staff logins with permissions, branch managers, shifts and end-of-day cash counts.
See your profit, not just your sales.
KudiAI Track saves the cost price with every sale, so the profit you see is real. Watch sales, profit and money out by day, week or month.
Your money, in one place.
Customers pay into your own account number. From the same wallet you pay suppliers, buy airtime and settle bills, and every movement has a receipt anyone can verify.
Ajo and Esusu, without the notebook.
Collectors register savers on daily, weekly or monthly plans. Every contribution fills the saver's card, fees are worked out automatically, and savers see it all in their own portal.
Built for trust.
- Two PINs: An app lock PIN, plus a separate transaction PIN for every transfer.
- Verified identity: Wallet limits are tied to BVN and NIN checks.
- Verifiable records: Receipts and statements carry a reference and QR code anyone can check.
- Your data, your choice: Delete your account yourself at any time.
Who it is for
- Shop owners & traders: Know your profit every day, not at the end of the month. Stock, debts and sales in one place.
- Artisans & service businesses: Tailors, salons, mechanics and caterers: send invoices, track part payments and see who still owes you.
- Ajo & Esusu collectors: Digital savings cards, contributions, rotations and statements your savers can check for themselves.
- Savers: Your own login and wallet: see every contribution, pay from your phone and get a statement every month.
- Staff & branch managers: Your own login and permissions. Record sales, run shifts and close the day with a cash count.
- Marketers: Join the KudiAI marketer team and earn commission on the businesses you bring. Email support@kudiai.app.
KudiAI Track is made by Amaya & Co. Technologies. Get started free.